{"id":23386,"date":"2013-11-26T09:22:58","date_gmt":"2013-11-26T14:22:58","guid":{"rendered":"http:\/\/www.technologyinvestor.com\/?p=23386"},"modified":"2013-11-26T09:22:58","modified_gmt":"2013-11-26T14:22:58","slug":"tax-and-web-site-planning-do-them-now","status":"publish","type":"post","link":"https:\/\/www.technologyinvestor.com\/?p=23386","title":{"rendered":"Tax and web site planning. Do them now."},"content":{"rendered":"<p>Favorite Vanguard index ETFs include:<\/p>\n<p style=\"padding-left: 30px;\">+ VXF<\/p>\n<p style=\"padding-left: 30px;\">+ VBR<\/p>\n<p style=\"padding-left: 30px;\">+ VTV<\/p>\n<p style=\"padding-left: 30px;\">+ VTI<\/p>\n<p style=\"padding-left: 30px;\">+ VXUS<\/p>\n<p>Vanguard is known for low-cost mutual funds that follow various indexes. But virtually all their funds now have equivalent ETFs &#8212; which mirror both the holdings in the funds and have the identical fees. (I checked.) I prefer the ETFs. Easier and faster to sell.<\/p>\n<p>I lost a little faith in BRKA after it&#8217;s played dead for several months:<\/p>\n<p><a href=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2013\/11\/BRKA1.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-23396\" alt=\"BRKA1\" src=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2013\/11\/BRKA1.jpg\" width=\"627\" height=\"244\" srcset=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2013\/11\/BRKA1.jpg 627w, https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2013\/11\/BRKA1-300x116.jpg 300w\" sizes=\"auto, (max-width: 627px) 100vw, 627px\" \/><\/a><\/p>\n<p>But a five year chart is more heartening.<\/p>\n<p><a href=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2013\/11\/BRKA2.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-23395\" alt=\"BRKA2\" src=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2013\/11\/BRKA2.jpg\" width=\"625\" height=\"241\" srcset=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2013\/11\/BRKA2.jpg 625w, https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2013\/11\/BRKA2-300x115.jpg 300w\" sizes=\"auto, (max-width: 625px) 100vw, 625px\" \/><\/a><\/p>\n<p><span style=\"color: #0000ff;\"><strong>Stuff:<\/strong><\/span><\/p>\n<p style=\"padding-left: 30px;\"><strong>+ Over 70 1\/2?<\/strong> You need to take some money from your IRA.<\/p>\n<p style=\"padding-left: 30px;\"><strong>+ If you walk rather than drive to work,<\/strong> you&#8217;re not only 20% less likely to be overweight, you&#8217;re also 40% less prone to diabetes and 17% less apt to have high blood pressure. &#8220;Walking even 15 minutes each way, five days a week, can reduce your risks,&#8221; says Anthony Laverty, lead author of a survey conducted at the Imperial College London. &#8220;If you&#8217;re on public transport,&#8221; he suggests, &#8220;consider getting off earlier, and walking a little. From Men&#8217;s Fitness magazine (one of my favorites).<\/p>\n<p style=\"padding-left: 30px;\"><strong>+ <span style=\"color: #0000ff;\">Blue<\/span> means your SMS is free.<\/strong> <span style=\"color: #339966;\"><strong>Green<\/strong> <\/span>means you&#8217;re being charged by your cell phone carrier. Encourage all your people to get iPhones.<\/p>\n<p style=\"padding-left: 30px;\">+ Time to sign up for <strong>Google Alerts<\/strong> on all your stocks you want to keep a beady eye on. Sign up <a title=\"Google Alerts\" href=\"http:\/\/www.google.com\/alerts\" target=\"_blank\"><strong>here.<\/strong><\/a><\/p>\n<p style=\"padding-left: 30px;\">+ Sign up for <strong>Uber,<\/strong> the limo service. It really does a good. Pick upUber from Apple&#8217;s App Store. They now have a competitor called <strong>Link.<\/strong> Probably best to sign up for them, in case Uber is busy or pricey.<\/p>\n<p style=\"padding-left: 30px;\">+Write down T<strong>he Five Most Important Things You Need to Do Today. <\/strong>Then do the hardest first. The others will seem like a breeze.<\/p>\n<p style=\"padding-left: 30px;\">+ All online brokerage sites will cut you off if you ignore them for a nanosecond. Most online sites will extend your grace period if you call and beg.<\/p>\n<p style=\"padding-left: 30px;\">+ Make all your passwords something you can remember. Start with a capital letter, then add a made-up word, then end with your birthday. I keep the same one on my most sites. So far, it&#8217;s worked. The key is to make the first letter a capital.<\/p>\n<p style=\"padding-left: 30px;\">+ You may want to sell some of your losers and take the loss. You may have funds with big taxable gains that will surprise you. This has been a big year in the market. Now is the time to start some tax planning &#8212; like pre-paying bills, etc.<\/p>\n<p style=\"padding-left: 30px;\">+ If you sell stuff from a web site, please check your site today. The Obamacare disaster has become contagious. I kid you not. At least half the web sites I&#8217;ve visited in recent days have done something stupid or completely blown up, including (of all companies) United Parcel Service (UPS).<\/p>\n<p><span style=\"color: #0000ff;\"><strong>This is genuinely sick.<\/strong><\/span><\/p>\n<p><a href=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2013\/11\/WebSiteforIran.jpg\">v<img decoding=\"async\" class=\"alignnone size-full wp-image-23389\" alt=\"WebSiteforIran\" src=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2013\/11\/WebSiteforIran.jpg\" \/><\/a><\/p>\n<p><span style=\"color: #0000ff;\"><strong>Palm trees don&#8217;t make good Christmas trees.<\/strong><\/span><\/p>\n<p><a href=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2013\/11\/PalmTreeChristmas.png\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-23390\" alt=\"PalmTreeChristmas\" src=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2013\/11\/PalmTreeChristmas.png\" width=\"450\" height=\"405\" srcset=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2013\/11\/PalmTreeChristmas.png 450w, https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2013\/11\/PalmTreeChristmas-300x270.png 300w\" sizes=\"auto, (max-width: 450px) 100vw, 450px\" \/><\/a><\/p>\n<p>I did not photoshop the palm tree. It&#8217;s genuine.<\/p>\n<p><a href=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2013\/07\/HarryNewton.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-21218\" alt=\"HarryNewton\" src=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2013\/07\/HarryNewton.jpg\" width=\"200\" height=\"199\" srcset=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2013\/07\/HarryNewton.jpg 200w, https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2013\/07\/HarryNewton-150x150.jpg 150w\" sizes=\"auto, (max-width: 200px) 100vw, 200px\" \/><\/a><br \/>\nHarry Newton who promises tomorrow a list of <strong>The Best Christmas\/Hanukah Presents.<\/strong> You won&#8217;t have to think. I&#8217;ve done it all for you.<\/p>\n<p><script type=\"text\/javascript\">\/\/ <![CDATA[\n(function(i,s,o,g,r,a,m){i['GoogleAnalyticsObject']=r;i[r]=i[r]||function(){   (i[r].q=i[r].q||[]).push(arguments)},i[r].l=1*new Date();a=s.createElement(o),   m=s.getElementsByTagName(o)[0];a.async=1;a.src=g;m.parentNode.insertBefore(a,m)   })(window,document,'script','\/\/www.google-analytics.com\/analytics.js','ga');   ga('create', 'UA-45200733-1', 'technologyinvestor.com');   ga('send', 'pageview');\n\/\/ ]]><\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Favorite Vanguard index ETFs include: + VXF + VBR + VTV + VTI + VXUS Vanguard is known for low-cost mutual funds that follow various indexes. But virtually all their funds now have equivalent ETFs &#8212; which mirror both the holdings in the funds and have the identical fees. (I checked.) I prefer the ETFs. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-23386","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=\/wp\/v2\/posts\/23386","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=23386"}],"version-history":[{"count":0,"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=\/wp\/v2\/posts\/23386\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=23386"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=23386"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=23386"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}