{"id":55100,"date":"2021-07-13T14:32:30","date_gmt":"2021-07-13T18:32:30","guid":{"rendered":"https:\/\/www.technologyinvestor.com\/?p=55100"},"modified":"2021-07-13T14:32:30","modified_gmt":"2021-07-13T18:32:30","slug":"fintechs-versus-the-banks-a-miserable-comparison-more-areas-to-stay-away-from-more-tips-on-emergency-generators","status":"publish","type":"post","link":"https:\/\/www.technologyinvestor.com\/?p=55100","title":{"rendered":"Fintechs versus the banks. A miserable comparison. More areas to stay away from. More tips on emergency generators."},"content":{"rendered":"<p style=\"text-align: left;\">This is a two year chart of two fintechs &#8212; PayPal and Square &#8212; versus three traditional banks &#8212; JPMorgan, Citigroup, and Goldman Sachs. Not surprisingly, PayPal and Square have done much better.<\/p>\n<p style=\"text-align: left;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-55101\" src=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2021\/07\/fintechs-and-banks-800x422.jpg\" alt=\"\" width=\"800\" height=\"422\" srcset=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2021\/07\/fintechs-and-banks-800x422.jpg 800w, https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2021\/07\/fintechs-and-banks-768x405.jpg 768w, https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2021\/07\/fintechs-and-banks.jpg 841w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/p>\n<p style=\"text-align: left;\">I am a customers of all five, except Square which I watch with my friends, some local shopkeepers, who are Square customers.<\/p>\n<p style=\"text-align: left;\">I don&#8217;t understand how anyone can run JPM, C or GS and be so uncreative. If you work for one of them, send me an email and I&#8217;ll lay out twenty new services you should offer. I have emailed you, but you don&#8217;t respond. Yuch.<\/p>\n<p style=\"text-align: left;\">Look at the chart. The two best performers are PayPal and Square. Surprise, surprise.<\/p>\n<p style=\"text-align: left;\">I do not own any shares in JPM, C, or GS. But I own lots of PayPal and Square.<\/p>\n<p style=\"text-align: left;\">I wish all investing were this obvious.<\/p>\n<p style=\"text-align: left;\"><span style=\"color: #0000ff;\"><strong>Email <\/strong><\/span><span style=\"color: #0000ff;\"><b>sloppiness<\/b><\/span><\/p>\n<p style=\"text-align: left;\">For God&#8217;s sake, if you don&#8217;t respond quickly to your emails, you don&#8217;t deserve to be in business.<\/p>\n<p style=\"text-align: left;\">And while you&#8217;re at it&#8230; it&#8217;s a good idea to respond to all the points of the email. Like point one. Point two, etc.<\/p>\n<p style=\"text-align: left;\">It would be wonderful if your company website had a general email address which your customers could contact for &#8220;issues.&#8221;<\/p>\n<p style=\"text-align: left;\">Maybe your president should read some of the emails?<\/p>\n<p style=\"text-align: left;\"><span style=\"color: #0000ff;\"><strong>More on emergency generators<\/strong><\/span><\/p>\n<p style=\"text-align: left;\">My friend Bruce reminds us:<\/p>\n<p style=\"padding-left: 30px; text-align: left;\"><strong>+ <\/strong>Check your propane tank regulator regularly.\u00a0 It WILL leak at some point and $1400 worth of propane will be gone in a week.\u00a0 Ask me how I know.<\/p>\n<p style=\"padding-left: 30px; text-align: left;\">+\u00a0&#8220;Maintenance free&#8221; batteries are not.\u00a0 The caps can be pried off to add distilled water.\u00a0 Keep a lithium car starter handy anyway.\u00a0 (Like this one: <a href=\"http:\/\/bit.ly\/3r6yC5N\" target=\"_blank\" rel=\"noopener\">bit.ly\/3r6yC5N<\/a><\/p>\n<p style=\"padding-left: 30px; text-align: left;\">+ Do you have the manual handy for when you need to get into the menus?\u00a0 And will it auto report problems to your service company?<\/p>\n<p style=\"padding-left: 30px; text-align: left;\">+ I found that the WiFi or even a HomePlug outside was unreliable. I ran an Ethernet cable and now it&#8217;s 100%.<\/p>\n<p style=\"padding-left: 30px; text-align: left;\">+\u00a0Engines burn oil.\u00a0 A Generac will burn up to a quart a DAY.\u00a0 Shut it down and check the oil at LEAST every other day and have a case of the correct oil on hand.\u00a0\u00a0During Hurricane Irma our 48KW Kohler ran like a champ for the 9 days we needed it and only burned 2 quarts.\u00a0 Our neighbors with Generacs were scrambling for oil.<\/p>\n<p>If you missed yesterday&#8217;s piece on Generac and its emergency generators, click <a href=\"https:\/\/www.technologyinvestor.com\/?p=55078\" target=\"_blank\" rel=\"noopener\"><strong>here.<\/strong><\/a><\/p>\n<p style=\"text-align: left;\"><span style=\"color: #0000ff;\"><strong>Eye Buy Direct has great glasses<\/strong><\/span><\/p>\n<p style=\"text-align: left;\">I run this photo to show the breath of what they offer.<\/p>\n<p style=\"text-align: left;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-55102\" src=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2021\/07\/EyeBuyDirectFrames.jpg\" alt=\"\" width=\"450\" height=\"339\" \/><\/p>\n<p style=\"text-align: left;\">Go their web site <a href=\"https:\/\/www.eyebuydirect.com\/\" target=\"_blank\" rel=\"noopener\"><strong>www.eyebuydirect.com<\/strong><\/a>. They have zillions of other designs. This is my glasses place of choice.<\/p>\n<p style=\"text-align: left;\"><span style=\"color: #0000ff;\"><strong>Staying away from<\/strong><\/span><\/p>\n<p style=\"padding-left: 30px; text-align: left;\">+ Chinese stocks.<\/p>\n<p style=\"padding-left: 30px; text-align: left;\">+ Crypto.<\/p>\n<p style=\"text-align: left; padding-left: 30px;\">+ Conventional banks.<\/p>\n<p style=\"text-align: left; padding-left: 30px;\">+ Cannabis.<\/p>\n<p style=\"padding-left: 30px; text-align: left;\">+ Mining.<\/p>\n<p style=\"padding-left: 30px; text-align: left;\">+ Energy.<\/p>\n<p style=\"padding-left: 30px; text-align: left;\">+ Boeing, whose planes still have problems, viz the 787.<\/p>\n<p style=\"text-align: left;\">I understand tech. If you don&#8217;t, buy VGT, which is Vanguard&#8217;s tech ETF.<\/p>\n<p style=\"text-align: left;\"><span style=\"color: #0000ff;\"><strong>My friend owns an F150<\/strong><\/span><\/p>\n<p style=\"text-align: left;\">He says Ford won&#8217;t be able to meet the huge demand for a Ford Lightning (next year&#8217;s all electric version).<\/p>\n<p style=\"text-align: left;\">This is me this morning and a random F150 I parked next to.<\/p>\n<p style=\"text-align: left;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-55104\" src=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2021\/07\/F150-and-me.jpg\" alt=\"\" width=\"700\" height=\"148\" \/><\/p>\n<p style=\"text-align: left;\">This is my friend&#8217;s F150. Notice he has two doors and comfortably seats five.<\/p>\n<p style=\"text-align: left;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-55105\" src=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2021\/07\/f150-random.jpg\" alt=\"\" width=\"700\" height=\"266\" \/><\/p>\n<p style=\"text-align: left;\">My friendly Subaru Outback happily fits tennis racquets, tennis balls and a cheeseburger.<\/p>\n<p style=\"text-align: left;\">What more does a grown man need? The F150 Lightning will need only new tires and new windshield wipers. My Subaru is being recalled for something to do with its gas-guzzling, ultra-unpowerful, internal combustion engine, which it still has, sadly.<\/p>\n<p style=\"text-align: left;\">See you soon. &#8212;<em> Harry Newton<\/em><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p style=\"padding-left: 30px;\">\n","protected":false},"excerpt":{"rendered":"<p>This is a two year chart of two fintechs &#8212; PayPal and Square &#8212; versus three traditional banks &#8212; JPMorgan, Citigroup, and Goldman Sachs. Not surprisingly, PayPal and Square have done much better. I am a customers of all five, except Square which I watch with my friends, some local shopkeepers, who are Square customers. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-55100","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=\/wp\/v2\/posts\/55100","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=55100"}],"version-history":[{"count":5,"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=\/wp\/v2\/posts\/55100\/revisions"}],"predecessor-version":[{"id":55109,"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=\/wp\/v2\/posts\/55100\/revisions\/55109"}],"wp:attachment":[{"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=55100"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=55100"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=55100"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}