{"id":55610,"date":"2021-09-13T19:15:44","date_gmt":"2021-09-13T23:15:44","guid":{"rendered":"https:\/\/www.technologyinvestor.com\/?p=55610"},"modified":"2021-09-13T21:20:05","modified_gmt":"2021-09-14T01:20:05","slug":"why-paypal-is-so-much-better-the-beginning-of-a-journey-into-small-company-and-personal-automation-check-check-check","status":"publish","type":"post","link":"https:\/\/www.technologyinvestor.com\/?p=55610","title":{"rendered":"Why PayPal is so much better. The beginning of a journey into small company and personal automation. CHECK. CHECK. CHECK."},"content":{"rendered":"<p style=\"text-align: left;\">I used to be a publisher of magazines. That was before the Internet. In those halycon days a publisher had to mail potential subscribers, beg them to subscribe for a year or two&#8230;and then do another round of begging in a year or two.<\/p>\n<p style=\"text-align: left;\">No longer. These days, publishers are much more intelligent. They entice you with a $1 a month &#8220;trial subscription&#8221;, then hit your credit card with $50 a month &#8211; forever and ever. Unless you cancel.<\/p>\n<p style=\"text-align: left;\">Cancelling rarely works. The publisher has a call center that doesn&#8217;t answer emails or the phone etc.<\/p>\n<p style=\"text-align: left;\">I have tried cancelling through Visa and MasterCard. But that doesn&#8217;t work either. They say they&#8217;ve &#8220;discussed&#8221; it with the vendor. He says I&#8217;m wrong and can go pound sand.<\/p>\n<p style=\"text-align: left;\">Enter PayPal.\u00a0 Finally a solution.<\/p>\n<p style=\"text-align: left;\">Here&#8217;s Peacock TV inside PayPal.<\/p>\n<p>I wanted to try Peacock. But it&#8217;s not for me. I much prefer YouTubeTV.<\/p>\n<p style=\"text-align: left;\">PayPal has a magic button: &#8220;Cancel.&#8221;<\/p>\n<p style=\"text-align: left;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-55656\" src=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2021\/09\/Peacock-TV-Cancellation.jpg\" alt=\"\" width=\"611\" height=\"190\" \/><\/p>\n<p style=\"text-align: left;\">I hit it and behold:<\/p>\n<p style=\"text-align: left;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-55655\" src=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2021\/09\/Peacock-TV-Cancellation2.jpg\" alt=\"\" width=\"325\" height=\"391\" \/><\/p>\n<p style=\"text-align: left;\">I tried to get my bank to issue me finite value credit cards &#8212; like for $30. But I never heard back from them.<\/p>\n<p>Bricks and mortar banks have zero imagination.<\/p>\n<p style=\"text-align: left;\">Meantime, I would like to subscribe to Bloomberg. They have $1.99 a month subscription which bounces quickly (not sure when) to $290 and then to $475 a year &#8212; automatically billed to my credit card. I like the idea of trying Bloomberg, and they do say I can &#8220;cancel anytime.&#8221; They just don&#8217;t say how, where or when! No phone numbers. No email addresses.<\/p>\n<p style=\"text-align: left;\">Meanwhile, I think back on all the many ideas I&#8217;ve suggested to my standard bricks and mortar bank. And how manyy have been adopted &#8212; zilch!<\/p>\n<p style=\"text-align: left;\">That lack of interest in innovating is reflected in this simple 10-year stock chart of PayPal versus JPMorgan Chase and Citigroup.<\/p>\n<p style=\"text-align: left;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-55662\" src=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2021\/09\/Paypal-10years-2.jpg\" alt=\"\" width=\"636\" height=\"399\" \/><\/p>\n<p style=\"text-align: left;\">Guess why I own shares in PYPL and none in JPM or C?<\/p>\n<p style=\"text-align: left;\"><span style=\"color: #0000ff;\"><strong>Please update your Apple software<\/strong><\/span><\/p>\n<p style=\"text-align: left;\">Apple has released a patch to a zero-day flaw \u201cthat affects every iPhone, iPad, Mac and Apple Watch,\u201d <a href=\"https:\/\/link.techcrunch.com\/click\/25033148.168398\/aHR0cHM6Ly90ZWNoY3J1bmNoLmNvbS8yMDIxLzA5LzEzL2FwcGxlLXplcm8tZGF5LW5zby1wZWdhc3VzLz91dG1fbWVkaXVtPVRDbmV3c2xldHRlciZ0cGNjPVRDZGFpbHluZXdzbGV0dGVy\/51bd28dd65217dc6e1d4af36Cc21931cd\">TechCrunch reports<\/a>. Update your devices, folks.<\/p>\n<p style=\"text-align: left;\">I updated Susan&#8217;s and my iPhone and my Apple Watch. Easy as pie. Do it now.<\/p>\n<p style=\"text-align: left;\"><span style=\"color: #0000ff;\"><strong>Got a great new company idea?<\/strong><\/span><\/p>\n<p style=\"text-align: left;\"><em>Business Insider<\/em> has just published of\u00a0<em>The 50 most important VCs in New York, according to other VCs.\u00a0<\/em><\/p>\n<p style=\"text-align: left;\">It&#8217;s\u00a0 really good list. It includes the doyen of them all, namely Fred Wilson, Click <a href=\"https:\/\/www.businessinsider.com\/the-most-important-vcs-startup-investors-new-york-city-2021-9?nr_email_referer=1&amp;utm_source=Sailthru&amp;utm_medium=email&amp;utm_content=10_things_tech&amp;utm_campaign=Post%20Blast%20sai:%2010%20things%20in%20tech%20you%20need%20to%20know%20today&amp;utm_term=10%20THINGS%20IN%20TECH%20YOU%20NEED%20TO%20KNOW%20-%20ENGAGED%2C%20ACTIVE%2C%20PASSIVE%2C%20DISENGAGED\" target=\"_blank\" rel=\"noopener\"><strong>here.<\/strong><\/a><\/p>\n<p style=\"text-align: left;\"><span style=\"color: #0000ff;\"><strong>Check. Check. Check.<\/strong><\/span><\/p>\n<p style=\"text-align: left;\">When IBM had &#8220;Think&#8221;, I had CHECK. CHECK. CHECK. Much better.<\/p>\n<p style=\"padding-left: 30px; text-align: left;\">+ Check that you gave them your correct address &#8212; not the one in their stupid computer.<\/p>\n<p style=\"padding-left: 30px; text-align: left;\">+ Check that you hit the &#8220;one time&#8221; button &#8212; not the &#8220;every month&#8221; button.<\/p>\n<p style=\"padding-left: 30px; text-align: left;\">+ Check that you look <strong>both ways twice<\/strong> before you drive across the intersection. Connie, age 95, taught me that one.<\/p>\n<p style=\"padding-left: 30px; text-align: left;\">+ Check the bottom step going down. That&#8217;s the most dangerous one and the one that breaks ankles.<\/p>\n<p style=\"text-align: left;\"><span style=\"color: #0000ff;\"><strong>The beginning of a journey<\/strong><\/span><\/p>\n<p style=\"text-align: left;\">Friends who own small businesses are turning me onto two automation companies &#8212; <a href=\"https:\/\/zapier.com\/how-it-works?utm_source=google&amp;utm_medium=cpc&amp;utm_campaign=gaw-usa-nua-search-top_trademark-brand_exact&amp;utm_adgroup=zapier&amp;utm_term=zapier&amp;utm_content=_pcrid_516105658787_pkw_zapier_pmt_e_pdv_c_slid__pgrid_119828135023_ptaid_aud-809502765494:kwd-298647606221_&amp;gclid=CjwKCAjwyvaJBhBpEiwA8d38vL6k_jZuzl7imSY1Yz87yzZVv0bDi2XcD9s_SZzT9NZ-c9RMRD6rUxoC4jgQAvD_BwE\" target=\"_blank\" rel=\"noopener\"><strong>Zapier<\/strong><\/a> and <a href=\"https:\/\/ifttt.com\/\" target=\"_blank\" rel=\"noopener\"><strong>ifttt.com<\/strong><\/a><\/p>\n<p style=\"text-align: left;\">Matt Wood of my brilliant insurance broker <a href=\"https:\/\/www.metzwood.com\/\" target=\"_blank\" rel=\"noopener\"><strong>MetzWood<\/strong><\/a> turned me onto Zapier. He says it&#8217;s like an API Bridge which joins his software together. For example, if Harry (me) fills in a form (in one software), Harry will get an email (from another sofware) and then maybe a voice mail&#8230;. Matt explains &#8220;If this, then that.&#8221;<\/p>\n<p style=\"text-align: left;\">I&#8217;m still scrambling to see how Zapier or ifttt would work for me, since I&#8217;m not a business with many employees. But I can see how these simple tools &#8212; including RingCentral, (which Matt loves) might significantly improve my customers&#8217; experiences where I running a business.<\/p>\n<p style=\"text-align: left;\">Neither Zapier or ifttt is public but<a href=\"https:\/\/www.uipath.com\/solutions\" target=\"_blank\" rel=\"noopener\"><strong> UIPath<\/strong><\/a> is. Remember these intriquing words from Path&#8217;s website?<\/p>\n<p style=\"text-align: left;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-55619\" src=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2021\/09\/uipath.jpg\" alt=\"\" width=\"500\" height=\"135\" \/><\/p>\n<p style=\"text-align: left;\">After I sent out this blog by email, I found these powerful words on the ifttt.com site:<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-55674\" src=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2021\/09\/ifttt.jpg\" alt=\"\" width=\"550\" height=\"203\" \/><\/p>\n<p style=\"text-align: left;\">There&#8217;s serious value in these three companies. I don&#8217;t which one is best for your company. But I&#8217;m already seeing some applications just for me and how to make me more &#8220;productive.&#8221;<\/p>\n<p style=\"text-align: left;\"><span style=\"color: #0000ff;\"><strong>Favorite cartoons<\/strong><\/span><\/p>\n<p style=\"text-align: left;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-55659\" src=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2021\/09\/Look-busy2.jpg\" alt=\"\" width=\"350\" height=\"249\" \/><\/p>\n<p style=\"text-align: left;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-55660\" src=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2021\/09\/Closet-Door.jpg\" alt=\"\" width=\"325\" height=\"302\" \/><\/p>\n<p style=\"text-align: left;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-55664\" src=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2021\/09\/Got-YOur-Mask.jpg\" alt=\"\" width=\"350\" height=\"525\" \/><\/p>\n<p style=\"text-align: left;\">It&#8217;s another awful day for our stocks. But all the losses are coming in stocks we&#8217;re up big on &#8212; so I don&#8217;t care.<\/p>\n<p style=\"text-align: left;\">Most importantly, the weather up here is stunning &#8212; blue skies and all that. And I did good on the court today.<\/p>\n<p style=\"text-align: left;\">I sold LOGI and VMEO. I had small positions and they didn&#8217;t seem to be going anywhere.<\/p>\n<p style=\"text-align: left;\">See you tomorrow. Or so. &#8212; <em>Harry Newton<\/em><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>I used to be a publisher of magazines. That was before the Internet. In those halycon days a publisher had to mail potential subscribers, beg them to subscribe for a year or two&#8230;and then do another round of begging in a year or two. No longer. These days, publishers are much more intelligent. They entice [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-55610","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=\/wp\/v2\/posts\/55610","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=55610"}],"version-history":[{"count":15,"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=\/wp\/v2\/posts\/55610\/revisions"}],"predecessor-version":[{"id":55675,"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=\/wp\/v2\/posts\/55610\/revisions\/55675"}],"wp:attachment":[{"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=55610"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=55610"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=55610"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}