{"id":55805,"date":"2021-09-23T13:29:12","date_gmt":"2021-09-23T17:29:12","guid":{"rendered":"https:\/\/www.technologyinvestor.com\/?p=55805"},"modified":"2021-09-23T13:29:12","modified_gmt":"2021-09-23T17:29:12","slug":"if-you-have-a-real-job-what-should-you-buy-buy-micrsoft-unity-software-or-apple","status":"publish","type":"post","link":"https:\/\/www.technologyinvestor.com\/?p=55805","title":{"rendered":"If you have a real job, what should you buy? Buy Micrsoft, Unity Software or Apple?"},"content":{"rendered":"<p style=\"text-align: left;\">The question I get most asked is <strong>not &#8220;<\/strong>Which stock should I buy now?&#8221; But &#8220;Should I buy now?&#8221;<\/p>\n<p style=\"text-align: left;\">If I answer Yes to buy now, the market craters the next day. I look like an instant idiot.<\/p>\n<p style=\"text-align: left;\">It doesn&#8217;t matter when you invest.<\/p>\n<p style=\"text-align: left;\">The best way is to buy $X worh of stock every month. That is called dollar cost averaging. My friends with real jobs do this. They typically buy an index fund like my favorite VGT. Here&#8217;s ten years of VGT. Not shabby. It&#8217;s much better than the Dow and the S&amp;P500, which I&#8217;ve included for comparison:<\/p>\n<p style=\"text-align: left;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-55807\" src=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2021\/09\/VGT-Ten-Years2.jpg\" alt=\"\" width=\"649\" height=\"406\" \/><\/p>\n<p style=\"text-align: left;\">I sold my business in 1997. I lost millions investing some of what I got in the wrong things. I must have had &#8220;Sucker&#8221; written all over my face. Every fast-speaking salesmen from Goldman Citi, and smaller ones got me. Until I figured out that the salesmen has absolutely nothing to do with the success of the fund. In fact, the more golden-tongued they were, the less well the fund (my investment) did. If they dripped charisma, the fund lost all my money.<\/p>\n<p style=\"text-align: left;\">It took me years to figure out &#8220;the solution.&#8221; And then I began to recoup some of my dumb losses.<\/p>\n<p style=\"text-align: left;\">Suffice, investing is difficult and takes time to learn. You have to learn, study and learn some more. That&#8217;s the major reason I write this blog.<\/p>\n<p style=\"text-align: left;\">It&#8217;s complicated.<\/p>\n<p style=\"text-align: left;\">One of the best TV shows is Jim Cramer&#8217;s Mad Money, every\u00a0 weekday night at 6 PM.<\/p>\n<p style=\"text-align: left;\">He&#8217;s right more often than not. He also has an hour to fill every night &#8212; a huge amount of time. To keep his viewers (and his advertising) he must find good stocks. They&#8217;re not always easy to find. Last night he pounded the table for a company called Unity Software, ticker symbol U. It&#8217;s had a checkered stock price career. Here&#8217;s its price over two the past two years. A good or bad investment? Depending on when you bought it.<\/p>\n<p style=\"text-align: left;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-55810\" src=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2021\/09\/Unity-over-two-years.jpg\" alt=\"\" width=\"645\" height=\"377\" \/><\/p>\n<p style=\"text-align: left;\">Cramer was so positive on Unity last night, I felt obliged to look at its finances.<\/p>\n<p style=\"text-align: left;\">They stink. The more sales it makes, the more it loses. It&#8217;s not meant to be that way. Here&#8217;s the dismal results, courtesy, Yahoo Finance.<\/p>\n<p style=\"text-align: left;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-55809\" src=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2021\/09\/terrible-finances.jpg\" alt=\"\" width=\"799\" height=\"765\" srcset=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2021\/09\/terrible-finances.jpg 799w, https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2021\/09\/terrible-finances-768x735.jpg 768w\" sizes=\"auto, (max-width: 799px) 100vw, 799px\" \/><\/p>\n<p style=\"text-align: left;\">I don&#8217;t own Unity. But it&#8217;s up strongly today. Cramer did someone a favor. Not me.<\/p>\n<p style=\"text-align: left;\"><span style=\"color: #0000ff;\"><strong>Watching Microsoft<\/strong><\/span><\/p>\n<p style=\"text-align: left;\">I laid down at 11:00 AM to watch the Microsoft presentation yesterday. The first 15 minutes told me how much I was going to enjoy all the new features and how they were all deigned around me. Their stuff worked the way I worked, not the way Microsoft worked. Yah de yah de yah.<\/p>\n<p style=\"text-align: left;\">Then I feel asleep. In Apple\u2019s recent one-hour gig I saw new equipment and new features. I ws engrossed. I immediately wrote down what to buy &#8212; a new iPhone 13 Pro Max and a new Series 7 Watch. This morning I checked Microsoft&#8217;s website and couldn&#8217;t anything to buy. Surface Pro has, to my taste, an awful keyboard and Windows 11 is not worth the upgrade for a new layout and access to some Android software, which I don&#8217;t use. A while back, I tried using Office 365 (or whatever it&#8217;s now called). It lacks many of the features which old versions of Office had. I&#8217;m using Office 2007 which I buy on eBay. Office 2007 is not as good as Office 2003, but Office 2003 won&#8217;t work on Windows 10. Why? Who knows?<\/p>\n<p style=\"text-align: left;\">The New York Times did a short review of Windows 11 and concluded &#8220;A mobile-inspired overhaul makes Microsoft\u2019s newest operating system feel equally modern and unoriginal.&#8221; Click <a href=\"https:\/\/www.nytimes.com\/2021\/07\/07\/technology\/personaltech\/windows-11-test-drive.html?searchResultPosition=1\" target=\"_blank\" rel=\"noopener\"><strong>here.<\/strong><\/a><\/p>\n<p style=\"text-align: left;\">If I were starting all over again, I&#8217;d go with Apple. They have a much more intelligent, user friendly way of upgrading and improving. Over the past two years, Apple&#8217;s stock has done much better than Microsoft&#8217;s. Apple is in <strong><span style=\"color: #ff9900;\">brown<\/span><\/strong>. Microsoft is <span style=\"color: #0000ff;\"><strong>blue<\/strong><\/span>.<\/p>\n<p style=\"text-align: left;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-55813\" src=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2021\/09\/msft-vs-Apple.jpg\" alt=\"\" width=\"650\" height=\"392\" \/><\/p>\n<p style=\"text-align: left;\">CNBC reported last night that FedEX was the worst performer of the S&amp;P 500 this year.<\/p>\n<p style=\"text-align: left;\">The moral of this story: Move bits, not boxes.<\/p>\n<p style=\"text-align: left;\"><span style=\"color: #0000ff;\"><strong>Harry&#8217;s booster shot on Tuesday<\/strong><\/span><\/p>\n<p style=\"text-align: left;\">It was Moderna. I got it at CVS. They have the best web site and the friendliest people.<\/p>\n<p style=\"text-align: left;\">I got it because I continue to hear of too many people getting sick &#8212; even those fully vaccinated with two shots. They seem to be all old, like me.<\/p>\n<p style=\"text-align: left;\">Today, I feel energized because of my booster shot &#8212; but not stupid.<\/p>\n<p style=\"text-align: left;\">I mask up, don&#8217;t go anywhere, and stay away from my friends &#8212; the few I still have.<\/p>\n<p style=\"text-align: left;\">You should get a booster shoot, too. The FDA is making it easier. And CVS is very helpful.<\/p>\n<p style=\"text-align: left;\"><span style=\"color: #0000ff;\"><strong>Congratulations to reader Barry Yarkoni<\/strong><\/span><\/p>\n<p style=\"text-align: left;\">He has just been blessed with his 21st grandchild.<\/p>\n<p style=\"text-align: left;\">He has three children &#8212; two girls, each with nine kids &#8212; and one boy, with only three. The boy is still a student and, hence, has time to catch up to his sisters.<\/p>\n<p style=\"text-align: left;\">No one knows where they all sleep, but they share each others\u2019 clothes.<\/p>\n<p style=\"text-align: left;\">Barry is hoping that one will become a billionaaire, another a philanthropist and maybe a champion tennis player. Though none play tennis, yet.<\/p>\n<p style=\"text-align: left;\"><span style=\"color: #0000ff;\"><strong>We have this tree in our garden<\/strong><\/span><\/p>\n<p style=\"text-align: left;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-55815\" src=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2021\/09\/Tree-red-3-1-800x396.jpg\" alt=\"\" width=\"800\" height=\"396\" srcset=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2021\/09\/Tree-red-3-1.jpg 800w, https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2021\/09\/Tree-red-3-1-768x380.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/p>\n<p style=\"text-align: left;\">It is growing these coronavirus thingees:<\/p>\n<p style=\"text-align: left;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-55816\" src=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2021\/09\/Tree-Red2-1.jpg\" alt=\"\" width=\"350\" height=\"201\" \/><\/p>\n<p style=\"text-align: left;\">The tree is called a Kousa Dogwood. In the Spring it sprouted white flowers. This is some amazing tree.<\/p>\n<p style=\"text-align: left;\"><span style=\"color: #0000ff;\"><strong>These are ultra-sick<\/strong><\/span><\/p>\n<p style=\"padding-left: 30px; text-align: left;\">+ A new Muslim clothing shop opened in our shopping centre, but I&#8217;ve been banned after asking to look at some bomber jackets.<\/p>\n<p style=\"padding-left: 30px; text-align: left;\">+ You can say lots of bad things about paedophiles but at least they drive slowly past schools.<\/p>\n<p style=\"padding-left: 30px; text-align: left;\">+ Being a modest man, when I checked into my hotel on a recent trip, I said to the lady at the registration desk, &#8220;I hope the porn channel in my room is disabled.&#8221; To which she replied, &#8220;No, it&#8217;s regular porn, you sick bastard.&#8221;<\/p>\n<p style=\"padding-left: 30px; text-align: left;\">+ The Red Cross knocked at our door and asked if we could help towards the droughts in Pakistan. I said we would love to, but our garden hose only reaches the driveway.<\/p>\n<p style=\"text-align: left;\">My booster shot dragged me down yesterday. This morning I feel energized.<\/p>\n<p style=\"text-align: left;\">See you tomorrow. &#8211; <em>Harry Newton<\/em><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The question I get most asked is not &#8220;Which stock should I buy now?&#8221; But &#8220;Should I buy now?&#8221; If I answer Yes to buy now, the market craters the next day. I look like an instant idiot. It doesn&#8217;t matter when you invest. The best way is to buy $X worh of stock every [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-55805","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=\/wp\/v2\/posts\/55805","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=55805"}],"version-history":[{"count":9,"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=\/wp\/v2\/posts\/55805\/revisions"}],"predecessor-version":[{"id":55821,"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=\/wp\/v2\/posts\/55805\/revisions\/55821"}],"wp:attachment":[{"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=55805"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=55805"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=55805"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}