{"id":65197,"date":"2026-01-02T16:49:08","date_gmt":"2026-01-02T21:49:08","guid":{"rendered":"https:\/\/www.technologyinvestor.com\/?p=65197"},"modified":"2026-01-02T16:49:08","modified_gmt":"2026-01-02T21:49:08","slug":"free-lunches-free-philosophy-free-advice","status":"publish","type":"post","link":"https:\/\/www.technologyinvestor.com\/?p=65197","title":{"rendered":"Free lunches. Free philosophy. Free advice."},"content":{"rendered":"<p style=\"text-align: left;\"><span style=\"color: #0000ff;\"><strong>Free lunches:<\/strong><\/span><\/p>\n<p style=\"text-align: left;\"><strong>+ Exercise. <\/strong>Especially tennis. From the font of all knowledge, Instagram:<\/p>\n<p style=\"text-align: left;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-65321\" src=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2026\/01\/Tennis-Benefits.png\" alt=\"\" width=\"294\" height=\"369\" \/><\/p>\n<p style=\"text-align: left;\"><strong>+ Napping<\/strong><\/p>\n<p style=\"text-align: left;\">Benefits include more alertness, better mood, less stress, stronger memory, improved brain health.<\/p>\n<p style=\"text-align: left;\">Don&#8217;t believe me? Ask any of the AI bots, like Perplexity or ChatGPT.<\/p>\n<p style=\"text-align: left;\">+ <strong>Diversification<\/strong>.<\/p>\n<p style=\"text-align: left;\">Also called ETFs. Here are two. My favorite is VGT, which is Vanguard&#8217;s technology ETF. It&#8217;s the blue line. Put all your money in VGT. You&#8217;ll never have to read my boring blog or watch CNBC ever again. The brown line is the S&amp;P 500. This is a ten year chart.<\/p>\n<p style=\"text-align: left;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-65322\" src=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2026\/01\/VGT-Ten-years.jpg\" alt=\"\" width=\"579\" height=\"384\" \/><\/p>\n<p style=\"text-align: left;\">VGT has returned 22.55% a year over the past ten years.\u00a0 You can see its performance <a href=\"https:\/\/investor.vanguard.com\/investment-products\/etfs\/profile\/vgt#performance-fees\"><strong>here.<\/strong><\/a><\/p>\n<p style=\"text-align: left;\">+ <strong>Don&#8217;t do stupid<\/strong><\/p>\n<p style=\"text-align: left;\">The last step going down is <strong>the most dangerous.<\/strong> Hold\u00a0 onto the railing.<\/p>\n<p style=\"text-align: left;\">Look both ways twice. Otherwise you&#8217;ll be clobbered by an out-of control, motorized messenger bicycle.<\/p>\n<p style=\"text-align: left;\">Gyms are dangerous. They cause you to strain muscles you never use and fracture bones that get in the way.<\/p>\n<p style=\"text-align: left;\">Good surgeons are scarce.<\/p>\n<p style=\"text-align: left;\">Break something today. You&#8217;re done.<\/p>\n<p style=\"text-align: left;\">+ <strong>New doesn&#8217;t mean better<\/strong><\/p>\n<p style=\"text-align: left;\">You don&#8217;t need the latest iPhone, or the latest Windows or Apple laptop.<\/p>\n<p style=\"text-align: left;\">When in doubt, when it&#8217;s causing too much agita, chuck it out.<\/p>\n<p style=\"text-align: left;\">+ <strong>Turn everything off<\/strong><\/p>\n<p style=\"text-align: left;\">Read a book. Watch the Vienna New Year&#8217;s Concert on PBS. (Hint, it&#8217;s wonderful). Watch Instagram. Get your feeds right. You&#8217;ll be addicted. Mine include tennis, mammals in Africa, and mess-ups. Nothing more fun that watching motorbikes crash into trees or snowboarders fall on their rushy after trying a triple flip.<\/p>\n<p style=\"text-align: left;\">+ <strong>Be endlessly curious<\/strong><\/p>\n<p style=\"text-align: left;\">The world is alive with funnies. I shot this bus in Manhattan:<\/p>\n<p style=\"text-align: left;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-65326\" src=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2026\/01\/sex-mseum.jpg\" alt=\"\" width=\"344\" height=\"368\" \/><br \/>\nI asked the bus driver what services he provided that we could enshrine in the museum. He laughed for ten minutes.<\/p>\n<p style=\"text-align: left;\">Is this is what our new mayor means by free buses?<\/p>\n<p style=\"text-align: left;\">+ <strong>Curious about AI:<\/strong><\/p>\n<p style=\"text-align: left;\">Is it for real or is it a bubble? I think it&#8217;s for real, though I flagellate myself by reading articles that question its life &#8212;\u00a0 like this one in the <a href=\"https:\/\/www.theatlantic.com\/economy\/archive\/2025\/09\/ai-bubble-us-economy\/684128\/\"><strong>Atlantic Magazine.\u00a0<\/strong><\/a><\/p>\n<p style=\"text-align: left;\">Next week is CES &#8212; the year&#8217;s huge <em>Consumer Electronics Show.<\/em><\/p>\n<p style=\"text-align: left;\">In its run-up to the show, PC Magazine wrote:<\/p>\n<p style=\"padding-left: 40px; text-align: left;\">Last year&#8217;s top AI announcement from CES wasn&#8217;t a chatbot or an AI-infused gadget. Instead, it was a unique foundation model, Nvidia Cosmos, which was developed as the first &#8220;world foundation model&#8221; built not for generating images or carrying on conversations, but to simulate and replicate the physical world to train future robots, self-driving cars, drones, and other autonomous tech. Instead of real-world training in closed courses and lab conditions, this model would accurately replicate those conditions virtually, allowing robots to be trained virtually. As we said last year, this virtual sandbox &#8220;could be the platform that enables future CES innovators&#8230;for years to come.&#8221;<\/p>\n<p style=\"text-align: left;\">Once again Jensen is CES&#8217;s keynoter. He begins 1 PM PST (4 PM EST) on Monday, January 5. His presentation is streamed by everyone and his uncle. I&#8217;ll be watching &#8212; not napping. I own oodles of Nvidia (NVDA).<\/p>\n<p style=\"text-align: left;\">My portfolio&#8217;s biggest percentage gainers are (in order) B, KLAC, NEM, GLD, RTX, GE, C, HII and GOOGL.<\/p>\n<p style=\"text-align: left;\"><span style=\"color: #0000ff;\"><strong>Dumb money things<\/strong><\/span><\/p>\n<p style=\"text-align: left;\">+ Drive a Mercedes or BMW or whatever posh car for 100,000 miles. It will cost you exactly $100,000 more in gas than my new, much loved, Subaru Outback Wilderness. I use regular gas. You use premium. The only difference is you pay more &#8212; and you have no discernible benefit.<\/p>\n<p style=\"text-align: left;\">+ Every time you give your credit card to some company &#8212; think cell phone carrier, Internet service provider, parking company, video streamer, satellite radio &#8212; you give them a license to steal your money. They hike your bills when you&#8217;re not looking &#8212; which is most of the time.<\/p>\n<p style=\"text-align: left;\">+ Paper towels. At my New York supermarket, they&#8217;re $4.99 a roll. At Amazon, they&#8217;re $2.72. At my local Price Chopper supermarket they&#8217;re $2.25.<\/p>\n<p style=\"text-align: left;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-65338\" src=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2026\/01\/Bounty-Towels.jpg\" alt=\"\" width=\"400\" height=\"235\" \/><\/p>\n<p style=\"text-align: left;\"><span style=\"color: #0000ff;\"><strong>New Year philosophy\u00a0<\/strong><\/span><\/p>\n<p style=\"text-align: left;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-65331\" src=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2026\/01\/shopenhauer.png\" alt=\"\" width=\"236\" height=\"304\" \/><\/p>\n<p style=\"text-align: left;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-65332\" src=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2026\/01\/the-pm.png\" alt=\"\" width=\"294\" height=\"436\" \/><\/p>\n<p style=\"text-align: left;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-65334\" src=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2026\/01\/nothing-in-return.png\" alt=\"\" width=\"480\" height=\"324\" \/><\/p>\n<p style=\"text-align: left;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-65335\" src=\"https:\/\/www.technologyinvestor.com\/wp-content\/uploads\/2026\/01\/strips.png\" alt=\"\" width=\"452\" height=\"337\" \/><\/p>\n<p style=\"text-align: left;\"><span style=\"color: #0000ff;\"><strong>My favorite quote.\u00a0<\/strong><\/span>From the latest <em>New Yorker <\/em>magazine:<\/p>\n<p style=\"padding-left: 40px; text-align: left;\">(Peter) Navarro&#8217;s role is that of mad-professor hype man: the President&#8217;s economics mascot. As Navarro, referring to Trump, has put it, &#8220;<em>My function, really, as an economist is to try to provide the underlying analytics that confirm his intuition. And his intuition is always right.<\/em>&#8220;<\/p>\n<p style=\"text-align: left;\">See you soon. &#8212; <em>Harry Newton<\/em><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>Inference<\/p>\n<p>&nbsp;<\/p>\n<p>Click <a href=\"https:\/\/www.perplexity.ai\/search\/can-you-define-ai-inference-an-KAKCV7OZQI.uKxYGmP.MaA#0\"><strong>here.<\/strong><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><strong>More Tips\u00a0<\/strong><\/p>\n<p>+ I extol Google Chrome browser<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Free lunches: + Exercise. Especially tennis. From the font of all knowledge, Instagram: + Napping Benefits include more alertness, better mood, less stress, stronger memory, improved brain health. Don&#8217;t believe me? Ask any of the AI bots, like Perplexity or ChatGPT. + Diversification. Also called ETFs. Here are two. My favorite is VGT, which is [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-65197","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=\/wp\/v2\/posts\/65197","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=65197"}],"version-history":[{"count":18,"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=\/wp\/v2\/posts\/65197\/revisions"}],"predecessor-version":[{"id":65341,"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=\/wp\/v2\/posts\/65197\/revisions\/65341"}],"wp:attachment":[{"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=65197"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=65197"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.technologyinvestor.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=65197"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}