Harry Newton's In Search of The Perfect Investment
Newton's In Search Of The Perfect Investment. Technology Investor.
AM EST Friday, December 15, 2006: Australian stocks continue to climb.
This is the ASX100 -- the 100 biggest stocks in Australia. It's sort of like
the Dow, but more representative. The Dow has only 30 stocks.
My preference for investing remains index funds and my favorite remains the
Vanguard Index Australian Shares Fund. There are two ways you can invest --
put less than $AUD500,000 in. Read this. Click
here. If you're going to put more $AUD500,000, read this. Click
My logic for Australia remains simple: well-managed economy, infinite natural
resources and they like us. I'm going there next week for Christmas.
absolute best investments
1. Exercise. Tennis and bike riding.
2. Plenty of rest, with occasional 20-minute naps.
3. Regular dental hygienist visits.
4. Regular endoscopy and colonoscopy exams.
5. No added salt. No added sugar. No soda.
6. No fried foods.
7. No stress. Fewer confrontations.
8. Fewer and fewer riskier investments. More with a decent, safe yield. Dividends
are good and are taxed cheaply. More bonds.
to lose everything near and dear: My friend, Alex Braun, the editor
of Semiconductor International Magazine, just had his computer blow up.
A virus got him. He lost everything. Even the experts couldn't help. He had
to reformat his hard disk and start from scratch. A gigantic pain. He believes
his ails "will happen to everyone at some point."
He foolishly opened an attachment to an email. The attachment was infected.
The moment he opened it, the virus spread through his computer, wreaking havoc.
The big problem was the virus worked slowly, giving him time to back up his
computer and the virus, thus destroying all his backups.
Here are the lessons:
+ The most obvious one: Don't open attachments from strangers. In fact,
don't open attachments that look weird from friends. Weird attachments include
those with the extensions -- .exe., bat, vhs, vbs, etc. If in doubt, email your
friend and ask, "Is the attachment safe?"
+ You need two
types of backups: First, one that clones your entire hard disk. You should have
several clones of varying vintages. So if you do end up cloning a bad disk,
there's always one lying around you can go back to. I personally have several
clones. They are identical disks and I could pop any one of them into my main
PC and be off and running within minutes. And yes, before you clone your virus-ridden
hard disk, do a virus scan on it -- using the latest virus files from Symantec
The second type
of backup is to back up your daily working files -- but not your software and
your operating system (i.e. Windows). Your daily working files will not be infected.
The virus works on the software and your operating system, not your Excel and
So, to save your
tushy, you go back to an old clone of all your software and operating system
(you won't have changed that) and you simply add back in your latest working
files. To make sure you can do this easily, you should set up a folder called
something like "AllHarry" and tell all your software to save to a
subfolder under AllHarry. That way, when you back up, you simply back up AllHarry
and its subfolders. And you this regularly. The software I use for this is called
FileSync. It's flawless I use it twice a day.
Click here. There's plenty of hard disk cloning software.
I'm sorry if I've
harped on this subject of backup too many times in this column. But, when I
see a computer expert, lose weeks and weeks of work I realize it's no longer
a question of "Will it happen to us?" It's a question of "When
it will happen to us?"
So, if we summarize,
It probably was
an attachment to an email. Correct.
Had you only backed
up only your working files, you would not have had a problem. Probably--no certainty
about this, though.
You should have
run a virus checker before you backed up. Correct? Not necessarily. My anti-virus
utility regularly checks both my PC hard disk and the external hard disk. The
firewall supposedly checks all incoming emails and downloads. Both firewall
and anti-virus update themselves daily by automatically querying Symantec. All
of this may prevent you from continuously being infected, but eventually you're
going to hit something that's going to go around it and do something "funny"
or create havoc.
and Yetta, two Jewish widows, are talking.
Sadie: "That nice tailor, Morris Finkleman asked me out for
a date. I know you went out with him last week, and I wanted to talk with you
about him before I give him my answer."
I'll tell you. He shows up at my apartment punctual like a clock. And like such
a mensch he is dressed. Fine suit, wonderful lining. And he brings me such beautiful
flowers you could die from. Then he takes me downstairs, and what's there but
such a beautiful car.....a limousine even, uniformed chauffeur and all. Then
he takes me out for dinner... Marvelous dinner. Lobster, even. Den ve go see
a show... Let me tell you Sadie, I enjoyed it so much I could have just died
So then we are
coming back to my apartment and into an ANIMAL he turns. Completely crazy! ,
he tears off my expensive new dress and has his way with me two times!
Vey... So you are telling me I shouldn't go out with him?"
No... I'm just saying, wear schmatte (junk clothing)."!
finally come to this
A blonde woman goes to the post office to buy stamps for her Christmas cards.
She says to the
clerk, "May I have 50 Christmas stamps?"
The clerk says,
The woman says,
"God help us. Has it come to this?
Give me 6 Catholic,
12 Presbyterian, 10 Lutheran and 22 Baptists."
This column is about my personal search
for the perfect investment. I don't give investment advice. For that you have
to be registered with regulatory authorities, which I am not. I am a reporter
and an investor. I make my daily column -- Monday through Friday -- freely available
for three reasons: Writing is good for sorting things out in my brain. Second,
the column is research for a book I'm writing called "In Search of the
Perfect Investment." Third, I encourage my readers to send me their
ideas, concerns and experiences. That way we can all learn together. My email
address is .
You can't click on my email address. You have to re-type it . This protects
me from software scanning the Internet for email addresses to spam. I have no
role in choosing the Google ads. Thus I cannot endorse any, though some look
mighty interesting. If you click on a link, Google may send me money. Please
note I'm not suggesting you do. That money, if there is any, may help pay Claire's
law school tuition. Read more about Google AdSense, click
here and here.